# Home Improvement Service Agreement Template

> Important: Review with a New York attorney/compliance advisor before use. New York home improvement contracts have specific legal requirements, including written terms, cancellation rights, and handling of deposits/progress payments.

## 1. Parties

**Contractor:** [BUSINESS NAME], NYC DCWP HIC License #[LICENSE #]  
**Address:** [BUSINESS ADDRESS]  
**Phone/Email:** [PHONE] / [EMAIL]

**Consumer/Client:** [CUSTOMER NAME]  
**Job Address:** [JOB ADDRESS]

## 2. Date of Contract

[DATE]

## 3. Scope of Work

Contractor agrees to perform the following work:

- Flooring: [detailed description]
- Ceiling/Drywall: [detailed description]
- Painting: [detailed description]
- Preparation/protection: [floors, furniture, masking, cleanup]
- Exclusions: [what is NOT included]

Any changes require a written Change Order signed by both parties.

## 4. Materials and Equipment

Contractor-supplied materials:

| Item | Brand/Quality/Details | Quantity | Price |
|---|---|---:|---:|
| [item] | [details] | [qty] | $[price] |

Consumer-supplied materials:
- [item]

## 5. Contract Price

Total contract price: `$[TOTAL]`

## 6. Payment Schedule

Payment schedule must reasonably relate to work performed/materials purchased.

- Deposit: $[amount] due [date/event]
- Progress payment 1: $[amount] due [milestone]
- Final payment: $[amount] due upon substantial completion/final walkthrough

**NY compliance note:** Payments received before substantial completion may need to be deposited into a NY escrow/trust account within required timelines unless an alternative surety bond/indemnity is provided.

## 7. Estimated Dates

Approximate start date: [DATE]  
Approximate substantial completion date: [DATE]

Dates may change due to weather, material availability, access delays, change orders, permit issues, or conditions discovered after work begins.

## 8. Permits

Required permits: [LIST OR NONE]  
Responsible party: [CONTRACTOR / OWNER / N/A]

## 9. Insurance / License

Contractor will provide available proof of license and insurance upon request, where applicable.

## 10. Warranty / Guarantee

[Write warranty terms clearly. If none, state none.]

## 11. Cancellation Notice

For covered residential home improvement contracts, consumer may have the right to cancel until midnight of the third business day after signing. Attach the Notice of Cancellation form.

## 12. Lien Notice

If a contractor/subcontractor/supplier is unpaid, they may have rights under New York Lien Law. Consumer should understand payment and lien rights before signing.

## 13. Signatures

Contractor Signature: __________________ Date: ________

Consumer Signature: __________________ Date: ________

Contractor Initials: ____ Consumer Initials: ____